*WINNER OF THE WORK & LIFE BUSINESS BOOK AWARD 2023*

An accessible and practical guide to personal finance that busts myths, clarifies jargon and provides the best options for building your wealth.

More and more people are reassessing their lives as a result of the pandemic. Many have left their jobs or reduced their hours. Others have resolved to work only as long as they must, retiring early to focus on families and friends, hobbies or travel. Meanwhile, employers all over the world are experimenting with a four-day week.

Making the most of these choices requires having and growing enough money to enjoy your future life, without needing to worry about it running out. But when it comes to investing in a pension, there is a dizzying number of complex options available.

This book is designed to provide clear, objective guidance that cuts through the jargon, giving you control over your financial future. The authors strip away the marketing-speak, and through simple graphs, charts and diagrams, provide an evidence-based money manual that you can use again and again. They also alert you to myths and get-rich-quick schemes everyone should avoid.

It's a highly practical and refreshingly honest book, written by two independent experts who have seen how the investment industry works from the inside, and how it profits from complexity, ignorance and fear. They show, in practical language, how UK savers and investors can beat this system and, crucially, make more money for themselves than they do for financial services firms.

Robin Powell is an award-winning journalist and campaigner for positive change in global investing. He previously worked in broadcast news and current affairs - he was a news reporter and documentary maker for ITV for 14 years, before freelancing for organizations such as Sky News and BBC. He was also a Visiting Media Fellow at Duke University in North Carolina and is a member of the Chartered Institute of Journalists.

Robin is the founder and editor of The Evidence-Based Investor, a news and content syndication site that works to dispel myths and vested interests in the investment industry. He is also the editor of Adviser 2.0, a blog which explores the changes taking place within the financial advice sector. Robin is Founder and Executive Director of Ember Regis Group and its subsidiaries Regis Media, a provider of content marketing for financial advice firms, and Ember Television, which produces and distributes video content based on sharing new ideas in the industry.

Jonathan Hollow recently worked for the UK Government's Money Advice Service and the Money and Pensions Service. He worked with leaders and regulators in government and the financial services industry to create the 'UK Strategy for Financial Wellbeing'. He previously worked as Editor-in-Chief for the Cabinet Office's online publications, before becoming the Innovation Director at Serco.